🥵 Heat your house with a bitcoin miner?

Published about 2 months ago • 1 min read

Good morning Reader?

As 2025 draws to a close, you only have a few weeks left to do all those "year end money moves" people talk about it. If you aren't sure what I mean, here are a few ideas of what you can do before January 1st.

These are things like harvest capital gains or losses, accelerate deductions, etc. Better to start them now than scramble December 30th!

Happy holidays!

💲 Best Bank Rates (as of 12/16/2025):

High Yield Savings - 4.31% APY from Axos Bank
Certificates of Deposit (see rates)
- Best: 4.25% from OMB Bank
- 3 months: 4.11% from OMB Bank
- 6 months: 4.10% from Alliant CU
- 12 months: 4.05% from Alliant CU
Bank Bonuses - $450 US Bank, $400 BMO, $200 Barclays & more

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🥵 Can you heat your house with a bitcoin miner?

Every winter, I get ads for space heaters that also mine bitcoin.

As you'd expect, what they promise is unreasonable. You can get a space heater that mines bitcoin but you don't get "free heat."

You get slightly subsidized heat... but is it worth it?

👉 Can You Use a Bitcoin Miner to Heat Your Home?

🖥️ Farmer's Insurance Data Breach

Earlier this year, Farmers Insurance had a data breach and it took them three months to notify customers.

I talked about it in this Instagram video.

If you were affected, law firm Emery Reddy is putting together a class action and you can get a free case review to learn about your rights.

👉 Learn more about the data breach lawsuit

🧑‍🎓 Tom Brokow's 2005 Emory Commencement Speech?

I enjoy listening to good commencement speeches and 2005 must have been a banner year (it's the same year as Steve Jobs' famous Stanford speech), but I enjoyed Tom Brokow's because he says what we all inherently know - real life is a lot like junior high school.

It's full of pettiness, rivalries, insecurities, and false bravado.

The speech is good because it doesn't take itself or life too seriously and in doing so, offers up sage and practical advice. The transcript is included but I recommend listening to it.

👉 Tom Brokow's 2005 Emory Commencement Speech

What did you think of today's email?
✅ I Loved It! 🟨 It Was Okay ❌ Not My Favorite

Talk to you soon!

Jim

PS. If you buy a $50 Chipotle gift card from Amazon with code CHIPOTLE and get a $7.50 promotional credit back.

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Read more from Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

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