๐Ÿงฆ Would you lend your stocks out?


Happy New Year Reader!

Did you do anything fun for New Year's Eve? We took a trip to the Dominican Republic and flew back the day after the U.S. military captured Maduro in Venezuela.

โ€‹All flights from Puerto Rico were suspended but we managed to make it out despite being just one island over. Some people are still stranded there because there just aren't enough flights.

Happy New Year!

๐Ÿ’ฒ Best Bank Rates (as of 1/5/2026):

โ€‹(View this email as a webpage)โ€‹

๐ŸŽ Vanguard's Share Lending Program

If you have over $500k at Vanguard, you could get access to their Fully Paid Lending Program. It's where they lend out your shares to short sellers looking to borrow them.

I took a closer look to see whether it was worth it.

โ€‹๐Ÿ‘‰ Vanguard Fully Paid Lending Program Reviewโ€‹

๐Ÿงน Financial Spring Cleaning Ideas

I know it's not spring yet but here's a list of 11 quick moves you can make to clean up your finances.

I think a good first step is to close an unnecessary bank account.

โ€‹๐Ÿ‘‰ 11 Financial Spring Cleaning Movesโ€‹

โ˜• Whose Cup Are You Filling?

A good post to help you think about priorities and where we are spending our time and energy.

โ€‹๐Ÿ‘‰ Whose Cup Are You Filling?โ€‹

What did you think of today's email?โ€‹
โœ… I Loved It! ๐ŸŸจ It Was Okay โŒ Not My Favoriteโ€‹

Talk to you soon!

Jim

PS. We got our high school aged son a cell phone and service via Mint Mobile. Service is just as good (it's T-Mobile) and it's flipping $15 a month!

โ€‹(see archive of previous emails)โ€‹


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Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

I have been writing about money for nearly 20 years and believe that personal finance is one of those subjects that is made complicated because it benefits a select few. Our aim is to help make it easier to understand so that regular folks can use what we teach to take control of their money and build wealth.

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