Good morning Reader!

There's a very interesting article on AI written by Matt Schumer called "Something Big Is Happening." As someone with kids, one of which is in high school and trying to figure out the world and where he fits in, this is an especially difficult time.

If you thought it was hard to pick a major, now try to pick one that AI won't take over in a few short years.

The article really makes you think and I personally agree with the thought that "nothing that can be done on a computer is safe in the medium term. If your job happens on a screen (if the core of what you do is reading, writing, analyzing, deciding, communicating through a keyboard) then AI is coming for significant parts of it. The timeline isn't "someday." It's already started."

I'd love for you to read his article and let me know what you think.

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• High Yield Savings - 4.30% APY from Valleydirect (promo rate, scroll down)
• Short Term Treasury - VBIL - 3.54%
• Certificates of Deposit (see 30k+ rates on CD Valet)
  • Best: 4.15% from TBO Bank (6mo)
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• Bank Bonuses - $450 US Bank, $400 BMO, $200 Barclays, $1500 Marcus & more​

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📱 Lock Down Your Phone's Privacy

I'm sure you've had this experience before - you talk about something and for the next few days, you see ads for it.

Your phone is probably not listening to you... but Apple did settle a privacy lawsuit for $95 million so...

​👉 How to stop your phone from eavesdropping on you​

📜 Do you need term life insurance?

This week's story about James Van Der Beek passing at 48 from cancer is a good reminder that it's never too early to think about life insurance.

There's a GoFundMe for the family (he has six kids!) because of the medical costs associated with his treatment.

Term life insurance is as simple as it gets - pay a premium, get protection for your family if you die, and it's relatively cheap the younger you start it.

It's there to help cover your liabilities in the event you can't... which is important for the folks who depend on you.

​👉 Take a look at term life insurance options​

😡 Buying the Dip is for Losers

Trying to time the market is hard. The author of this next post, Ally Jane Ayers, got lucky and makes the case that you should not try to buy the dip.

FWIW, I agree with her.

​👉 Buying the Dip is for Losers​

What did you think of today's email?​
✅ I Loved It! 🟨 It Was Okay ❌ Not My Favorite​

Talk to you soon!

Jim

PS. Are you on Facebook? I created a new Facebook page for me and the blog, be one of our first followers!​

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