🦃 Happy almost Thanksgiving!


Good morning Reader,

To those who observe Thanksgiving, Happy almost-Turkey Day! It's one of my favorite holidays not because of the food but because it's a reminder of how good we have it.

It doesn't matter if the year has been good or bad, the fact that we can spend it with family and friends makes it better. I hope you are able to spend it with the ones you care about.

And, can I ask a small favor? Would you be able to add Wallet Hacks to your list of Preferred Sources in Google?

Go to this link and select the box next to Wallet Hacks, it'll help our blog posts appear more prominently on Google's Top Stories section and helps us out a lot. It won't affect your Google search, news, or other services.

Thank you!


(View this email as a webpage)

🎃 Why rituals are so important

As we glide into the Thanksgiving weekend in the U.S., I want to share a post I wrote a short time ago about the importance of rituals.

It may not be immediately obvious, and sometimes may even feel silly, but rituals enhance the enjoyment of everything.

👉 The Psychology of Rituals

🫠 Money Tools with Black Friday Sales

If you've been waiting to get a particular personal finance tool, now might be a good time as many are offering sales. Here's a small sampling:

This isn't a money tool per se but still a good deal, you can now get Disney+ & Hulu as a bundle for $4.99 a month for a full year.

🏠 Beware Merchant Return Policies

When you go shopping this holiday season, double check each merchants' return policies.

There are some that will now charge a fee (usually to cover shipping). And even more if it's a particularly large item.

👉 JCPenney, Wayfair and 14 Other Retailers Charging Return Fees

What did you think of today's email?
I Loved It! 🟨 It Was Okay Not My Favorite

Talk to you soon!

Jim

PS. U.S. Bank just refreshed their bank bonus offer and now you can get up to $450 if they do business in your state.

(see archive of previous emails)


You signed up for this newsletter via wallethacks.com

We respect you and your attention. If you no longer wish to get emails from us, you can unsubscribe and we will still be friends.

If you like sending gifts, we like getting them here - P.O Box 323, Fulton, MD 20759

Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

I have been writing about money for nearly 20 years and believe that personal finance is one of those subjects that is made complicated because it benefits a select few. Our aim is to help make it easier to understand so that regular folks can use what we teach to take control of their money and build wealth.

Read more from Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

Happy New Year Reader! Did you do anything fun for New Year's Eve? We took a trip to the Dominican Republic and flew back the day after the U.S. military captured Maduro in Venezuela. All flights from Puerto Rico were suspended but we managed to make it out despite being just one island over. Some people are still stranded there because there just aren't enough flights. Happy New Year! 💲 Best Bank Rates (as of 1/5/2026): High Yield Savings - 4.31% APY from Axos Bank Certificates of Deposit...

Good morning Reader? It's two days before Christmas and nine before the calendar flips to 2026 - this will also be the final email I'm sending this year. It's a good time to recharge and relax a bit and with all the kids home, now is as good a time as any! (I will probably record a few emails on Instagram though!) Do you have any holiday plans? 💲 Best Bank Rates (as of 12/23/2025): High Yield Savings - 4.31% APY from Axos Bank Certificates of Deposit (see rates) Best: 4.25% from Clearpath...

Good morning Reader? As 2025 draws to a close, you only have a few weeks left to do all those "year end money moves" people talk about it. If you aren't sure what I mean, here are a few ideas of what you can do before January 1st. These are things like harvest capital gains or losses, accelerate deductions, etc. Better to start them now than scramble December 30th! Happy holidays! 💲 Best Bank Rates (as of 12/16/2025): High Yield Savings - 4.31% APY from Axos Bank Certificates of Deposit (see...