profile

Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

😻 A small favor

Published 1 day agoΒ β€’Β 2 min read

Good morning Reader!

I can't believe summer is almost over. 😭

Our kids go back next week and it feels like we just let out!

As we navigate the chaos of that last week of summer, here's a few things that caught my eye this week:

πŸ’² Best Bank Rates (as of 8/19):

πŸ’° High Yield Savings - 3.80% APY + $400 Bonus from SoFi​

πŸ›οΈ Short Term Treasury - VBIL 3.62%, SGOV 3.60%

πŸ“€ Certificates of Deposit (see all 40k+ rates)

πŸ” Below are nationwide rates, CD Valet has local rates which can be higher so click through to double check for your state.

πŸ’΅ Bank Bonuses - $450 US Bank, $200 Barclays, $400 SoFi, $500 Bank of America & more​

​(View this email as a webpage)​

πŸ“š How to get $1400 of value from Amazon

JP Morgan thinks Amazon Prime is worth 10X the annual cost of $139.

If you aren't get that, here's a reel explaining what you need to be using to maximize your Amazon Prime membership:

β€‹πŸ‘‰ How to get $1400 of value from Amazon​

πŸ˜€ Facial recognition is coming here...

One of my most popular reels is about how kids in college augmented Meta glasses with Pimeyes to instantly find people's information. Creepy but totally legal.

(You can opt out of Pimeyes here and you have to send them your photo and sanitized copy of your license/passport)

According to 404 Media, Meta filed a patent to do this very same thing:

β€‹πŸ‘‰ Meta Patents AI Glasses to Use Facial Recognition to Identify People, Make Highlight Reels of Your Dinner Party​

πŸ—žοΈ Money Stuff I Found Interesting

Here are some interesting articles you may have missed:

πŸ’΅ Good Deals If You Need Them

What did you think of today's email?​
βœ… I Loved It! 🟨 It Was Okay ❌ Not My Favorite​

Talk to you soon!

Jim

PS. I'm sending a weekly(ish) email highlighting different scams I see online. If you want to get it, click here. This past week, I shared how a jury duty scam got $25,000 from a family.

​(see archive of previous emails)​

You signed up for this newsletter via wallethacks.com​

We respect you and your attention. If you no longer wish to get emails from us, you can unsubscribe and we will still be friends.​

If you like sending gifts, we like getting them here - P.O Box 323, Fulton, MD 20759

Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

πŸ’΅ Founder of WalletHacks.com

I have been writing about money for nearly 20 years and believe that personal finance is one of those subjects that is made complicated because it benefits a select few. Our aim is to help make it easier to understand so that regular folks can use what we teach to take control of their money and build wealth.

Read more from Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

Good morning Reader! If you're wondering why the stock market is doing so well while Americans seem to be so pinched by inflation, the answer is technology. AI is clearly fueling this incredible run in the market even though many consumers are feeling squeezed. Remember, the stock market is NOT the economy. Interest rates might go up this year and anyone holding onto variable debt will see their payments go up. Higher rates are great when you're a saver, tough when you're a borrower. We're...

8 days agoΒ β€’Β 2 min read

Good morning Reader! My family spent the better part of a week and a half up in the Lake Tahoe region, near Fallen Leaf Lake. I barely had cell service, no WiFi, and loads of hiking and nature. I loved it. This is the view from Mt. Tallac at 9,739β€² above sea level: Lake Tahoe & Fallen Leaf Lake It's important to unplug sometimes and get a bit of perspective on life without the interruptions. It doesn't have to be at 9,739 feet but I find that nature helps. And it doesn't have to be for a week...

15 days agoΒ β€’Β 3 min read

Good morning Reader! We spent the last week or so up in the Lake Tahoe region and so I haven't been thinking too much about work and money. It's been a great chance to disconnect and recharge... and hike a lot! So this week's email will be brief. I did want to share a post I wrote a while ago that I still think about it frequently. It's the idea of Winner's Games and Loser's Games... check it out and let me know what you think. πŸ’² Best Bank Rates (as of 7/21): πŸ’° High Yield Savings - 3.80% APY...

22 days agoΒ β€’Β 1 min read