Good morning Reader,

Over the weekend, we visited the German Christmas Village in Baltimore. It's one of the best German Christmas markets around and the first time we visited.

It's being sponsored by Chase and at several stalls, you can get 50% off if you use a Chase card.

50%!

I've seen $1 off or $5 off at some stadiums if you use their bank's card (Citi Field in NY does this, so does Capital One Arena in DC), but 50% off? That's pretty insane.

We're slowly accumulating various "holiday traditions" and the Christmas village was a fun one to add to our list.

What are your favorite holiday traditions?

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🥳 The Psychology of Rituals

I don't like pumpkin flavored things but I have many friends who love them. And several of them mark the start of autumn when Starbucks offers their pumpkin spice lattes. (an aside, did you know you can get unlimited refills on some drinks at Starbucks?)

It's because of how our brain thinks about rituals. Rituals are important in a lot of areas but they can be very important when it comes to our finances.

​👉 The Psychology of Rituals​

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🌓 Quicken Simplifi is 50% off

For a limited time, Quicken Simplifi is 50% off making it just $2.99 a month.

It has a 30 day money back guarantee so you can try it for a month. If you don't like it, you can get a full refund.

Here's our review if you want to learn more:

​👉 Read our Quicken Simplifi Review​

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🤯 $120,000 for a year of cruises?

Virgin Voyages is offering an annual pass that includes all you can sail for you and a guest. (you would still owe taxes and fees on each booking)

You get free laundry too!

Would you do it?

​👉Virgin Voyages Annual Pass​

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What did you think of today's email?​
✅ I Loved It! 🟨 It Was Okay ❌ Not My Favorite​

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Take care!

Jim

PS. It's near the end of the year, here's a list of year end tax moves you should consider.

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