Good day Reader!

The Federal Reserve meets this week and everyone expects them to keep rates unchanged. The Iran war lingers on, only a few tankers are making it through Hormuz each day, oil prices remain elevated, and that has kept inflation up... which means likely no change for the Fed rates.

But Beth Hammack, president of the Federal Reserve Bank of Cleveland, said that inflation might force the Fed to raise rates! (might be a good time to check if you can get a better rate from Credible)

A couple weeks ago I complained how prediction markets were scams because some people have an edge of insider information... well there's a hilarious story of a guy who won big on bets of the temperature in France. Turns out he (allegedly) figured out where they took the temperature, brought a hair dryer, and manipulated the market to win. 😂

I find that that story, unlike the one about the Special Forces Master Sergeant that bet on the Maduro raid, to be hilarious.

I do not trust those markets at all.

💲 Best Bank Rates (as of 4/28):

• High Yield Savings - 4.21% APY from Axos​
• Short Term Treasury - VBIL 3.60%, SGOV 3.55%
• Certificates of Deposit (see 40k+ rates on CD Valet)
  • 🔍 We list nationwide rates, CD Valet has many local rates which may be higher so click through to double check your state.
  • Best: 4.25% from Credit One Bank (15mo)
  • 6 months: 4.15% from TBO Bank
  • 12 months: 4.15% from Credit One Bank​
  • 60 Months: 4.05% from Credit One Bank​
• Bank Bonuses - $450 US Bank, $500 Bank of America, $400 BMO, $1500 Raisin, $250 Capital One & more​

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🌍 Enroll in Touchless TSA

​TSA PreCheck Touchless ID is available at 60 airports now. If you are enrolled (which you do through your airline), you walk through a dedicated aisle separate from regular TSA PreCheck.

I used it last week and it was fantastic. No one in line because it's relatively new.

The checkpoint is similar except you just stand in front of the face scanner, no need to hand an ID or scan your boarding pass.

You wait a few seconds and then agent waves you through.

​👉 How Touchless TSA Works (explainer on my Instagram)

💰 Capital One Settlement Approved

If you had a Capital One 360 Savings account from Sept. 2019 -to June 2025, you may be eligible to receive a settlement payment.

Capital One had two savings accounts (360 Savings and 360 Performance Savings) but only one paid a high yield - the settlement for paying that back interest has bene approved.

There's nothing you need to do, they have all the records, but it's unclear what will happen if you've moved or closed your account.

​👉 Here is the settlement website​

🗞️ In Case You Missed It

Here are some interesting articles you may have missed:

• 😂 Can money buy happiness? [Good Work]
• ​When the Ultrarich Divorce, This Lawyer Calculates What Their Solo Life Will Cost [Wall Street Journal]
• ​What I Learned About Billionaires at Jeff Bezos’s Private Retreat [The Atlantic]
• ​The $50 Movie Ticket Has Arrived [Wall Street Journal]

What did you think of today's email?​
✅ I Loved It! 🟨 It Was Okay ❌ Not My Favorite​

Talk to you soon!

Jim

PS. If you're on Facebook, we are too! (I originally was trying to make a new Wallet Hacks page but was told by blogging friends I should just try to resurrect the old one... want to help me? Follow it please 😍)

​(see archive of previous emails)​