Good morning Reader, If you're interested in a tiny side hustle, there's a group called PFS Buyer Club that helps source in-demand items for their members - usually these are limited release coins from the Mint. You buy a limited release coin for ~$110, they buy it from you for $140, and you make $30 as the intermediary. PFS Buyer Club is free to join. You won't get rich but I've done a few of these in the past and haven't run into any issues. Here's my review of the process. (View this email...

Good morning Reader, The government shut down today, the first time since 2018 through 2019 when it was closed for 35 days, and there's no sense of how long it will be this time. This time is a little different though for two big reasons: There's no fear of the government hitting the debt limit, so payments will still get sent out President Trump has threatened mass firings rather than furloughs I assume someone is already working on a remake of "Takedown" from KPop Demon Hunters. 🎶 (View...

Good morning Reader, The Federal Reserve has what's called a dual mandate - promote maximum employment and keep inflation in check. If you keep rates high, you risk higher unemployment. If you lower rates too much, you risk higher inflation. In their most recent meeting, they cut rates by 25 basis points. Borrows benefit from lower interest rates while savers are, surprise surprise, hurt by lower rates. It remains to be seen if the Fed that walk that tightrope. (View this email as a webpage)...