Good morning Reader,

If you're interested in a tiny side hustle, there's a group called PFS Buyer Club that helps source in-demand items for their members - usually these are limited release coins from the Mint.

You buy a limited release coin for ~$110, they buy it from you for $140, and you make $30 as the intermediary.

​PFS Buyer Club is free to join.​

You won't get rich but I've done a few of these in the past and haven't run into any issues. Here's my review of the process.​

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​(View this email as a webpage)​

💵 $54,900

That's the median balance in a 401k, according to the U.S. Census Bureau.

Was that more or less than what you expected?

If you're wondering if you're ahead or behind your age group, here is where everyone stands on retirement savings according to the Census and Vanguard Group.

​👉 Average 401(k) Retirement Savings​

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😴 Don't be a sleepy saver

That's what banks call customers who leave their savings in accounts that pay very little interest.

You don't need to chase rates. But you should get a high yield savings account if you don't already have one.

​👉 Don't be a sleepy saver (on Instagram)

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💵 How to prepare for an inheritance

What should you do if you are expecting a sizable inheritance?

That's an interesting question that my friend Jesse Cramer, who works at a wealth management firm in NY, tackled in his most recent blog post.

As he says, it's a good problem to have and one that many Americans may be tackling in the near future.

​👉 I’ll Inherit Big Money Someday. What Do I Change Now?​

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What did you think of today's email?​
✅ I Loved It! 🟨 It Was Okay ❌ Not My Favorite​

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Talk to you soon!

Jim

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PS. Any interest in getting 6 bottles of wine from First Leaf for $36 + free shipping? It's their October promo, use code OCTOBER36 (you have replace the code that's entered in automatically and the lower price will appear). It's a wine club so unless you cancel, you'll get wine each month.

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​(see archive of previous emails)​