๐Ÿ• Summer Reading Programs for Kids


Hello Reader,

Has summer started for you yet?

Today marks the final day of public school for our kids and so it'll be chaos in our home until camps start next week.

When I was younger adult, I thought you should have school in the summer. Between the summer slide and worrying about childcare, it made no sense.

But as our kids are getting older, I prefer the summers off. It's good for kids to have fun.

Education and academics are important but are they the most important? Eh... I'm not sure. As I get older, I lean towards no.

Where do you land?


โ€‹

Sponsored by: โ€‹Brain.fmโ€‹โ€‹

โ€‹

Transform Your Focus With โ€‹Brain.fmโ€‹โ€‹

โ€‹

We know youโ€™re always on the hunt for tools that genuinely improve your lifeโ€”which is why we're excited to introduce you to Brain.fm's groundbreaking focus music.

โ€‹

โ€‹Brain.fmโ€™s patented audio technology was recently validated in a top neuroscience journal, showing how it actually changes your brainwaves to enhance concentration. They even offer a specialized ADHD mode, specifically engineered for brains that process attention differently.

โ€‹

โ€‹Brain.fm is a powerful companion for any serious writing or deep thinking work.

โ€‹

โ€‹

Here's why I recommend Brain.fm:

โ€‹

  • Science-backed technology that creates measurable neural changes
  • Specialized modes for different brain types, including ADHD
  • Works within minutes of listening
  • Focus modes for any task, including deep work, creativity, learning, and more
  • Also supports Sleep, Meditation, and Relaxation
    โ€‹

For a limited time, our readers can get a full month of Brain.fm for free.
โ€‹

โ€‹Try Brain.fm Free for 30 Days โ†’โ€‹

โ€‹

โ€‹(View this email as a webpage)โ€‹

๐Ÿ“š Summer Reading Programs

Do you remember the Book It program? Read some books, eat some Personal Pan Pizzas? To say I loved it was an understatement.

It blew my mind Pizza Hut would give away free pizzas!

Well, that program still exists and there are several more like it.

โ€‹๐Ÿ‘‰ Summer Reading Programsโ€‹

โ€‹

๐Ÿ’Œ PSA: Forever Stamp price increase

FYI, on July 13th, the price of a forever stamp will increase from 73 cents to 78 cents.

(but please don't "invest" in them! ๐Ÿ˜)

โ€‹๐Ÿ‘‰ How much is a forever stamp worth?โ€‹

โ€‹

๐Ÿ†“ I love our Buy Nothing group

Buy Nothing groups are great for getting rid of some clutter around your house (and keeping it out of landfills!) while also finding gems from others. We love ours.

I had the good fortune of answering a few questions about them from Ivana Pino of Yahoo Finance:

โ€‹๐Ÿ‘‰ How joining your local Buy Nothing group can help you save hundreds of dollars per yearโ€‹
โ€‹

โ€‹

What did you think of today's email?โ€‹
โœ… I Loved It! ๐ŸŸจ It Was Okay โŒ Not My Favoriteโ€‹

โ€‹

Talk to you soon!

Jim

PS. You only have a week before Raisin's $500 bonus on new account deposits will expire.โ€‹

โ€‹

โ€‹(see our archive of previous emails)โ€‹


You signed up for this newsletter via wallethacks.comโ€‹

We respect you and your attention. If you no longer wish to get emails from us, you can unsubscribe and we will still be friends.โ€‹

If you like sending gifts, we like getting them here - P.O Box 323, Fulton, MD 20759

Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

I have been writing about money for nearly 20 years and believe that personal finance is one of those subjects that is made complicated because it benefits a select few. Our aim is to help make it easier to understand so that regular folks can use what we teach to take control of their money and build wealth.

Read more from Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

Hello Reader, What's the worst financial advice you've ever received? The worst financial advice I got was when a real estate agent tried to convince me to increase my house budget by 20% โ€œjust to see what I thought about those types of houses.โ€ I thought I could afford a $275,000 house and he took me to houses that were listed at $300,000+ because โ€œI needed to know what a little bit more could get me.โ€ This was during the housing boom in the mid-2000s. He said that because I had a good job...

Hello Reader, Do you know about the TACO trade strategy? It stands for Trump Always Chickens Out and it was created by a Financial Times journalist. The name is a joke but the idea has seeds of truth to it. Here's the strategy in a nutshell - ignore Trump on tariffs because he's going to back down. It really only matters if you're an options trader, because options contracts can expire before the tariffs get reversed or reduced, but regular investors can just wait things out... which is good...

Hello Reader, Has summer unofficially started for you yet? If you have kids, especially in the southern half of the U.S., chances are you have. I'm both jealous of the early start to summer but also happy we don't start out schools in mid-August! Do you have any fun plans for the summer? (View this email as a webpage) ๐Ÿ˜ข Earning points & miles without a credit card Earning miles and points to get inexpensive travel is great but most of it relies on getting a welcome bonus from a credit card....