Good morning Reader, The government shut down today, the first time since 2018 through 2019 when it was closed for 35 days, and there's no sense of how long it will be this time. This time is a little different though for two big reasons: There's no fear of the government hitting the debt limit, so payments will still get sent out President Trump has threatened mass firings rather than furloughs I assume someone is already working on a remake of "Takedown" from KPop Demon Hunters. 🎶 (View...

Good morning Reader, The Federal Reserve has what's called a dual mandate - promote maximum employment and keep inflation in check. If you keep rates high, you risk higher unemployment. If you lower rates too much, you risk higher inflation. In their most recent meeting, they cut rates by 25 basis points. Borrows benefit from lower interest rates while savers are, surprise surprise, hurt by lower rates. It remains to be seen if the Fed that walk that tightrope. (View this email as a webpage)...

Good morning Reader, I'm sending this Wednesday morning but depending on when you read it, the Federal Reserve's FOMC may have announced what it'll do with interest rates (it does it at 2pm) - and that's most likely a rate cut of 25 basis points, maaaaybe a bigger 50 basis points. Savers will cringe, borrowers will rejoice. You may have also heard that the U.S. economy isn't doing well but that may not match up with what you see - but that's because your personal economy isn't the nation's....