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I have been writing about money for nearly 20 years and believe that personal finance is one of those subjects that is made complicated because it benefits a select few. Our aim is to help make it easier to understand so that regular folks can use what we teach to take control of their money and build wealth.
Happy New Year Reader! Did you do anything fun for New Year's Eve? We took a trip to the Dominican Republic and flew back the day after the U.S. military captured Maduro in Venezuela. All flights from Puerto Rico were suspended but we managed to make it out despite being just one island over. Some people are still stranded there because there just aren't enough flights. Happy New Year! 💲 Best Bank Rates (as of 1/5/2026): High Yield Savings - 4.31% APY from Axos Bank Certificates of Deposit...
Good morning Reader? It's two days before Christmas and nine before the calendar flips to 2026 - this will also be the final email I'm sending this year. It's a good time to recharge and relax a bit and with all the kids home, now is as good a time as any! (I will probably record a few emails on Instagram though!) Do you have any holiday plans? 💲 Best Bank Rates (as of 12/23/2025): High Yield Savings - 4.31% APY from Axos Bank Certificates of Deposit (see rates) Best: 4.25% from Clearpath...
Good morning Reader? As 2025 draws to a close, you only have a few weeks left to do all those "year end money moves" people talk about it. If you aren't sure what I mean, here are a few ideas of what you can do before January 1st. These are things like harvest capital gains or losses, accelerate deductions, etc. Better to start them now than scramble December 30th! Happy holidays! 💲 Best Bank Rates (as of 12/16/2025): High Yield Savings - 4.31% APY from Axos Bank Certificates of Deposit (see...