🔍 Lost a 401(k)?


Good day to you Reader,

The S&P 500 hit a new record yesterday and we all expect the Fed to keep interest rate the same (97.5%)... because, well, inflation is still not kicked.

Eggs are still expensive. There seem to be new tariffs every day, then not new tariffs, then maybe some tariffs. Such is life.

It's a wild time but a good reminder that the best thing you can do is invest in low cost index funds and go on with your life.

Nick Maggiulli, who writes Of Dollars and Data, wrote:

I wholeheartedly agree.


(View this email as a webpage)

🔍 How to find an old or missing 401(k)

If you've switched jobs a few times, it's really easy to forget to move your retirement plan. There are so many other things to do, moving a 401(k) from one administrator to another is low on the list of priorities (especially if your options are fine to begin with).

If you ever forget it completely, here's how to find it.

👉 How to Find an Old or Missing 401(k)

(Oh, while you're at it, check Missing Money too.)

⚠️ PSA: Register with Social Security

If you are over 18 and have a Social Security Number, make sure you register an online account with the Social Security Administration. It's important to do it before someone else does.

Watch me explain why here on Instagram.

Then, register here:

👉 Go to SSA.gov

🏦 $400 from Truist Bank?

Yep!

If you live in AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC, you could get $400 by opening a new Truist One checking account.

Just open an account with $50 and receive at least 2 qualifying direct deposits of $1,000 or more within 120 days. (click here if you want to get bank bonus emails)

👉 Learn more

What did you think of today's email?
I Loved It! 🟨 It Was Okay Not My Favorite

Take care!

Jim

PS. The Capital One Venture Rewards Card now has a $1,000 bonus! One of the biggest bonuses we've seen in a while.

(see our archive of previous emails)


You signed up for this newsletter via wallethacks.com

We respect you and your attention. If you no longer wish to get emails from us, you can unsubscribe and we will still be friends.

If you like sending gifts, we like getting them here - P.O Box 323, Fulton, MD 20759

Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

I have been writing about money for nearly 20 years and believe that personal finance is one of those subjects that is made complicated because it benefits a select few. Our aim is to help make it easier to understand so that regular folks can use what we teach to take control of their money and build wealth.

Read more from Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

Greetings Reader, This CNN story about a the scam industry in Myanmar changed my thinking about scams. In the past, I thought the scammers were the ones getting the money. In many cases, they are forced to work (both economic and physical) for criminal gangs. I used to think it was funny that you had people baiting these scammers but I'm not so sure anymore... just something to think about. So often, the ones who deserve the blame are not the "front line" workers that face people... seems to...

Greetings Reader, The Conference Board publishes a consumer confidence index each month that captures how Americans feel about their economic future. The latest number for March was the lowest it's been in 12 years. The future is always unpredictable but when we feel bad about it, it becomes even harder to navigate. My advice for this? Be smart and prepare for a recession but stop watching the news about it. It's not good for you or your psyche! (FWIW, 12 years ago in 2013, all the indices...

Howdy Reader, The Federal Reserve meets today and will announce any interest rate changes this afternoon, though traders expect no change. (well, 1% chance of a 25 basis point reduction, which is tiny) The interesting thing is that the Fed may have tamed inflation without causing a recession (yet?). Here's a good article on that subject. Whether or not we will face a recession in the next year or two will yet to be seen, but if you're worried then you'll want to read the first article. (View...