Howdy Reader,

The Federal Reserve meets today and will announce any interest rate changes this afternoon, though traders expect no change. (well, 1% chance of a 25 basis point reduction, which is tiny)

The interesting thing is that the Fed may have tamed inflation without causing a recession (yet?). Here's a good article on that subject.

Whether or not we will face a recession in the next year or two will yet to be seen, but if you're worried then you'll want to read the first article.

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🔔 How to prepare for a recession

If you're concerned about a recession, and the CNBC Fed Survey puts the probability at 36%, there are things you can do right now to prepare.

​👉 How to prepare for a recession​

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⌚ Will we have a financial crisis?

I know I've been writing a lot about stock market crashes, a recession, tariffs, and all that because it's probably the biggest financial threat right now. I want you to be prepared.

Personally, I've done nothing different because our time horizon is long and because I understand that predictions are often wrong. And even if they aren't, you can't rely on your gut.

Here's a good article on how Ray Dalio, who is the famed investor behind Bridgewater Associates, has often predicted financial calamity but his firm continues to invest based on their framework, not his gut:

​👉 Predicting a financial crisis​

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🏠 Souring on Fractional Real Estate

My blogging friend Jonathan at My Money Blog shares his experiences navigating the bankruptcy of fractional real estate company PeerStreet.

I still have a small holding at RealtyShares (which also went under) and haven't touched fractional real estate in ages - I'm kind of with Jonathan on this now.

​👉 Why Jonathan avoids fractional real estate​

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What did you think of today's email?​
✅ I Loved It! 🟨 It Was Okay ❌ Not My Favorite​

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Talk to you soon!

Jim

PS. What is your number one financial worry right now?

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​(see our archive of previous emails)​