profile

Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

⏲️ It’s never too late

Published about 8 hours ago • 2 min read

Good morning Reader,

Did you know Amazon has an Alexa skill where you can ask it to send you samples? It's made by and after you set up the skill, you can ask Alexa to send you samples if they have them.

I explain it on Instagram, which has decided to cut off my hair whenever I use a green screen. 🤣

You can also sign up to SendMeASample.com directly and request samples. Right now they're giving a sample of Chomps.

(View this email as a webpage)

⏲️ It’s never too late

When I was younger, I was always in a hurry.

Things were never going fast enough. I was impatient. I wanted things to happen immediately and so I pushed and I pushed and I pushed.

I see that in our kids and while I never want to put speed limits on their desires and ambitions, it's important to remember that in many things, it's never too late.

👉 It's never too late

​

📊 2026 Tax Brackets Are Out!

I know it's not the sexiest of subjects but it's still important!

The 2026 tax brackets, along with inflation adjusted standard deduction and other important numbers, were released by the IRS this week.

👉 2026 Federal Tax Brackets & Standard Deduction

​

💻 Prediction markets want insider trading

Prediction markets are places where you can make bets on whether something will happen. Will team A beat team B? Who will win the Nobel Prize?

These markets are unregulated so insider trading is likely. Maybe not for a game but there are other events you can track, like who will be TIME’s Person of the Year for 2025, where someone is likely to know before the issue is released.

Lit Nomad argues that the prediction market's business model isn’t that of a sportsbook, trying to earn money by taking a cut of all the bets, but is closer to Bloomberg where you can sell the data. Prediction markets want insider trading because that’s valuable information that makes the predictions more accurate.

The video is only 11 minutes long and the final two minutes where he talks about creating markets and leveraging your insider information was less interesting to me (it's legally gray and not something I'd do) but it's an interesting view on these billion dollar markets.

👉 Quant explains how to actually get rich quick

​

What did you think of today's email?​
✅ I Loved It! 🟨 It Was Okay ❌ Not My Favorite

​

Talk to you soon!

Jim

​

PS. Want 30 days of free Hulu? If you don't already have an active account, the trial is now up to 30 days. This is valid for new and eligible returning subscribers.

​

(see archive of previous emails)

You signed up for this newsletter via wallethacks.com

We respect you and your attention. If you no longer wish to get emails from us, you can unsubscribe and we will still be friends.

If you like sending gifts, we like getting them here - P.O Box 323, Fulton, MD 20759

Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

💵 Founder of WalletHacks.com

I have been writing about money for nearly 20 years and believe that personal finance is one of those subjects that is made complicated because it benefits a select few. Our aim is to help make it easier to understand so that regular folks can use what we teach to take control of their money and build wealth.

Read more from Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

Good morning Reader, If you're interested in a tiny side hustle, there's a group called PFS Buyer Club that helps source in-demand items for their members - usually these are limited release coins from the Mint. You buy a limited release coin for ~$110, they buy it from you for $140, and you make $30 as the intermediary. PFS Buyer Club is free to join. You won't get rich but I've done a few of these in the past and haven't run into any issues. Here's my review of the process. (View this email...

7 days ago • 1 min read

Good morning Reader, The government shut down today, the first time since 2018 through 2019 when it was closed for 35 days, and there's no sense of how long it will be this time. This time is a little different though for two big reasons: There's no fear of the government hitting the debt limit, so payments will still get sent out President Trump has threatened mass firings rather than furloughs I assume someone is already working on a remake of "Takedown" from KPop Demon Hunters. 🎶 (View...

14 days ago • 1 min read

Good morning Reader, The Federal Reserve has what's called a dual mandate - promote maximum employment and keep inflation in check. If you keep rates high, you risk higher unemployment. If you lower rates too much, you risk higher inflation. In their most recent meeting, they cut rates by 25 basis points. Borrows benefit from lower interest rates while savers are, surprise surprise, hurt by lower rates. It remains to be seen if the Fed that walk that tightrope. (View this email as a webpage)...

21 days ago • 1 min read