๐ŸŽ‡ It's good to celebrate


Good morning Reader,

In a few days, we'll be celebrating the 4th with good friends and it's a fun mid-year reminder that it's good to celebrate from time to time.

How will you be spending the 4th?


โ€‹(View this email as a webpage)โ€‹

๐Ÿฅณ This is why rituals are important

I wrote this article in the fall, hence the emphasis on pumpkin spiced lattes, but it explains how rituals can elevate every day experiences.

It's a life lesson I try to bake into everything our family does and I think it works quite well (which could be confirmation bias buuuuut whatever).

โ€‹๐Ÿ‘‰ Why rituals are importantโ€‹

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๐Ÿงฎ Best budgeting tools

Budgeting is an important part of managing your finances and there are a lot of tools out there, here are the ones we like.

Which do you prefer?

โ€‹๐Ÿ‘‰ Best budgeting toolsโ€‹

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๐Ÿ“œ Big beautiful bill has ugly in it

From the Commonwealth Fund: "In 2029, cuts to Medicaid and SNAP would cause state gross domestic products to fall by $154 billion, 18 percent more than the $131 billion they would save the federal government. The cuts would result in the loss of 1.22 million jobs nationwide, equivalent to a 0.8-percentage-point increase in the unemployment rate. States with higher rates of poverty would likely be harmed more. State and local tax revenues would fall by $12 billion. Additional fallout from budget cuts to the health insurance marketplaces and the sequestration of Medicare funding will further harm the economy and employment."

โ€‹๐Ÿ‘‰ โ€‹How Medicaid and SNAP Cutbacks in the โ€œOne Big Beautiful Billโ€ Would Trigger Big and Bigger Job Losses Across Statesโ€‹

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What did you think of today's email?โ€‹
โœ… I Loved It! ๐ŸŸจ It Was Okay โŒ Not My Favoriteโ€‹

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Talk to you soon!

Jim

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PS. Are you on Instagram? For the last year, I've been posting short videos on it. If you'd like to see them, please follow!โ€‹

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โ€‹(see our archive of previous emails)โ€‹


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Hi, I'm Jim Wang and I share my strategies and tactics for managing your money and enjoying more out of life.

I have been writing about money for nearly 20 years and believe that personal finance is one of those subjects that is made complicated because it benefits a select few. Our aim is to help make it easier to understand so that regular folks can use what we teach to take control of their money and build wealth.

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