Good day Reader!

🥳 Happy Tax Day! Our friends at Passionate Penny Pincher share a list of tax day freebies for 2026.

🔥 The BLS released the March inflation figures and the impacts of the Iran war are now percolating through the economy. Up 3.3% in March vs. last year, up from 2.4% in February vs. last year - that's a big jump.

This also means the Fed is unlikely to lower interest rates, which means those with debt are unlikely to get a reprieve anytime soon.

If you have high interest credit card debt, click here to see if you can pay less by consolidating it into a lower rate loan.

(checking won't hurt your score)

💲 Best Bank Rates (as of 4/15):

• High Yield Savings - 4.21% APY from Axos​
• Short Term Treasury - VBIL 3.60%, SGOV 3.55%
• Certificates of Deposit (see 40k+ rates on CD Valet)
  • 🔍 We list nationwide rates, CD Valet has many local rates which may be higher so click through to double check.
  • Best: 4.25% from OMB Bank (5mo)
  • 6 months: 4.15% from TBO Bank
  • 12 months: 4.15% from Credit One Bank​
  • 60 Months: 4.05% from Credit One Bank​
• Bank Bonuses - $450 US Bank, $500 Bank of America, $400 BMO, $1500 Raisin, $250 Capital One & more​

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😥 Series I Bond Rate Prediction

Whenever the BLS releases March inflation figures, we can predict what Series I bonds will be when they reset in May.

Series I bonds can't be redeemed within a year and if you redeem before 5 years, you have to give up 3 months of interest.

They can be a useful tool in saving during an inflationary period (which we may be entering as a result of the Iran war).

​👉 What will Series I bonds yield starting in May?​

💰 BMO $400 Bank Bonus

BMO Bank will give you $400 if you open a BMO Smart Money Checking, BMO Smart Advantage Checking, or BMO Relationship Checking account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening.

​👉 Learn more about the BMO Bank Bonus​

🗞️ In Case You Missed It

Here are some interesting articles you may have missed:

• ⭐ The basics of building wealth [Darius Foroux]
• ​Americans quit subscription streaming services in droves [Independent]
• ​Stop trying to remember your passwords [Oblivious Investor]
• ​The Upper Middle Class Trap [Of Dollars and Data]
• ​Your taxes were designed to suck, actually [Your Brain on Money]

What did you think of today's email?​
✅ I Loved It! 🟨 It Was Okay ❌ Not My Favorite​

Talk to you soon!

Jim

PS. Aura, which provides identity theft protection services and was formerly known as Identity Guard, suffered a beach of 900,000 records. Yikes! (here is our free DIY identity theft guide)

​(see archive of previous emails)​